Annual India Edition 2026

The 2026 Threat-Intel Calendar — India edition.

A month-by-month read of the regulatory beats, adversary cadence, and seasonal patterns Indian defenders should plan against in 2026 — across nine critical sectors. Not a prediction of when specific incidents will land. A planning artefact, corrected monthly as the year unfolds.

Published

February 2026

Updated

29 May 2026

Next revision

30 June 2026

Sectors

9 covered

How this calendar works

It is a planning framework, not a forecast. Five inputs are knowable a year out.

01 · Deterministic

Regulatory beats

CERT-In, SEBI, RBI, IRDAI, MeitY, DoT and CEA publish their dates. We surface them; we do not invent them.

02 · Statistical

Seasonal patterns

Festive UPI fraud, ITR-refund phishing, exam-result lures, IPL scams — multi-year curves, anchored to RBI and CERT-In data.

03 · Reactive

Adversary cadence

APT36, SideCopy, TAG-38 / RedEcho, Lazarus, MuddyWater. Operational tempo from Mandiant, Talos, Recorded Future, ESET, Seqrite.

04 · Cyclical

Vendor patch cadence

Patch Tuesday, Oracle's quarterly CPU, Cisco semi-annual, and the monthly Siemens and Schneider ProductCERT drops. The vendor calendar is public — plan to it.

05 · Corrected

Monthly revisions

Every month, we mark what landed against what was forecast, and reissue the calendar with corrections. No prophecy required.

Year at a glance

Regulation
Event
Patch Tuesday
Seasonal window
Today (auto-updates on each visit)
Filter:

01 / 12 · January

01 / 12

January

Past

Fixed beats

  • 13 Jan Patch Microsoft Patch Tuesday
  • 26 Jan Event Republic Day — hacktivist surge window [source]
  • 28 Jan Event Budget Session Phase 1 opens [source]

The month at a glance

  1. Republic Day is the centre of gravity this month.

    Hacktivist DDoS, defacement and exfil campaigns concentrate around 26 January.

  2. NIC issued a 7 January 2026 advisory.

    The pattern has held three consecutive years per CloudSEK.

    [source]
  3. Pre-position for the bigger I-Day window in August.

    Use January to lock down public surfaces and verify NCIIPC protected-system inventories.

By sector — what to drill

  • BFSI

    Capital-markets DDoS posture review ahead of Budget Day (1 Feb). Finalise CSCRF FY 25-26 audit scoping; the master circular requires annual VAPT and SOC-monitoring sign-off.

    Drill Tabletop: simulated DDoS on retail-banking and trading portals during Budget Day. Validate failover and customer-comms playbook.

    [source]
  • Power

    SLDC perimeter hardening. CEA Cyber Security Regulations 2025 expected to be notified later in 2026 — start gap-analysis against the draft published 6 Oct 2025.

    Drill Pre-Republic-Day perimeter audit of all NCIIPC-notified Protected Systems; ensure CSIRT-Power reporting flows are tested.

    [source]
  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    DoT Telecom Cyber Security Amendment Rules 2025 fully in force; non-telco "Telecommunication Identifier User Entity" (TIUE) onboarding into the Mobile Number Validation Platform continues.

    Drill TIUE-class platforms: verify number-based identifier flows are MNV-compliant; document evidence of IMEI verification on refurbished-handset channels.

    [source]
  • GovTech

    Highest hacktivist-correlation month. State CEO portals, central service domains and IndiaStack-adjacent platforms are the lead targets.

    Drill WAF rule-pack refresh for R-Day; pre-rendered static failovers for high-traffic .gov.in properties.

  • Healthcare Baseline

    Hospital BCM/DR drills quarterly; pharma listed-entity disclosure readiness verified.

  • Manufacturing

    Year-opening ransomware risk continues — Polycab (Mar 2024) and Tata Technologies (Feb 2025) are the recent comparables.

    Drill OT/IT segmentation review at one plant; verify air-gap or DMZ between historian and corporate.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

02 / 12

February

Past

Fixed beats

  • 1 Feb Event Union Budget 2026-27 presented [source]
  • 10 Feb Patch Microsoft Patch Tuesday
  • 10 / 20 Feb Regulation MeitY IT Rules Amendment 2026 notified / effective — synthetic-media labelling, 3-hour content-takedown window [source]
  • 23-26 Feb Event S4x26 (ICS / OT disclosures, Miami) [source]
  • 25 Feb - 4 Mar Event Nullcon Goa 2026 [source]

The month at a glance

  1. Content-takedown window collapses from 36 hours to three.

    MeitY IT Rules Amendment effective 20 Feb. Synthetic-media labelling becomes mandatory.

    [source]
  2. S4x26 sets the OT-disclosure cycle for the year.

    Pharma, auto, and defence-electronics OEMs should track Dragos and Claroty briefs from Miami.

  3. APT36 / SideCopy surge with kinetic events, not anniversaries.

    CTI data supports reactivity, not date-fixed clustering. Pre-stage forensic retainers.

    [source]

By sector — what to drill

  • BFSI

    Budget-day capital-markets surface monitoring (prudential — widely cited, not regulator-evidenced). Plan ratio of fraud-helpdesk capacity to IPL/festive call volumes that arrive March onward.

    Drill Budget-day TTX: NSE/BSE volumetric anomaly + brokerage portal DDoS playbook.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G

    PNGRB has no notified standalone cyber regulation; obligations flow through CERT-In + NCIIPC. Use Q1 to confirm Protected-System designations for refineries and pipelines.

    Drill Document NCIIPC reporting workflow at one refinery and one pipeline operations centre.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    Significant social media intermediaries and OTT/digital-news publishers now operate under a 3-hour takedown clock for lawful orders, 2 hours for specified complaints. Synthetic-Generated-Information labelling is mandatory.

    Drill Stand up an SLA-tracked takedown-request console; tag all SGI ingress endpoints; rehearse a 3-hour content escalation with legal.

    [source]
  • GovTech

    Reactive APT window. APT36 / Transparent Tribe operationally couples to India-Pakistan kinetic events within days, per Seqrite. No fixed-date spike — the trigger is the event, not the calendar.

    Drill Pre-stage forensics retainer; rehearse spear-phish triage on Pahalgam-style decoys.

    [source]
  • Healthcare Baseline

    Hospital BCM/DR drills quarterly; pharma listed-entity disclosure readiness verified.

  • Manufacturing

    New ICS tradecraft surfaces at S4x26 — pharma, auto and defence-electronics OEMs should track Dragos and Claroty disclosures from the conference for proofs-of-concept.

    Drill Map any S4-disclosed PLC/HMI advisories against your asset inventory within two weeks.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

03 / 12

March

Past

Fixed beats

  • 9 Mar - 2 Apr Event Budget Session Phase 2
  • 10 Mar Patch Microsoft Patch Tuesday
  • 13 Mar Regulation TRAI draft TCCCPR 3rd Amendment opens — mandatory AI/ML UCC detection [source]
  • 15 Mar Event ECI announces state election schedule (TN, Kerala, WB, Assam, Puducherry) [source]
  • 23-26 Mar Event RSA Conference 2026 (San Francisco) [source]

The month at a glance

  1. ECI’s 15 March schedule announcement opens a six-week disinformation window.

    Cyfirma and SOCRadar tracked the deepfake + DDoS pattern through LSE 2024.

    [source]
  2. IPL drags 600+ fake-ticketing and 400+ streaming-scam domains.

    Customer-care call surge for BFSI starts now; phishing-IOC feed needs a top-up.

    [source]
  3. FY-end ransomware tail historically hits manufacturing and pharma.

    Polycab India (Mar 2024) is the in-sector reference. Verify offline backups now.

By sector — what to drill

  • BFSI

    IPL fraud cluster opens — fake ticketing, streaming, fantasy-sports phishing. Customer-care call surge starts.

    Drill Stand up an IPL-themed phishing-IOC feed; brief contact-centre on common lures.

    [source]
  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    TCCCPR-3 consultation opens — AI/ML-based UCC detection, inter-operator intelligence sharing, ₹50L/LSA/month financial-disincentive cap.

    Drill Draft TCCCPR-3 compliance plan; map A2P/P2P traffic-declaration architecture.

  • GovTech

    Election-cycle disinformation window opens. Deepfake-audio against political figures historically peaks in the 4–6 week run-up to polling.

    Drill Stand up a deepfake-detection panel covering CM-level political figures in poll-bound states; share artefacts with ECI.

    [source]
  • Healthcare

    Sun Pharma (Mar 2023) and Granules India (May–Jun 2023) are recent listed-entity comparables. Pre-summer ransomware risk elevated in pharma.

    Drill Air-gap restoration drill on one ERP/MES system; document RTO/RPO.

  • Manufacturing

    FY-end ransomware tail. Listed Indian manufacturers have disclosed multiple incidents in March across 2023–2025.

    Drill Verify offline backups for two production-critical systems; tabletop with finance on year-end disclosure obligations.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

04 / 12

April

Past

Fixed beats

  • 1 Apr Regulation RBI: medium non-bank PSOs full compliance with Cyber Resilience & Digital Payment Security Master Direction [source]
  • 6 Apr Regulation IRDAI Information & Cyber Security Guidelines 2026 issued [source]
  • 9 / 23 / 29 Apr Event State assembly polls — Assam, Kerala, Pondy (9); TN (23); WB (23 + 29) [source]
  • 14 Apr Patch Microsoft Patch Tuesday

The month at a glance

  1. Three regulatory dates land inside the same month.

    1 Apr RBI medium-PSO compliance, 6 Apr IRDAI 2026 Guidelines, FY 26-27 audit cycle opens.

  2. State polls on 9, 23 and 29 April.

    State CEO portals, ECI-vendor systems and disinformation amplification all peak.

    [source]
  3. Insurers begin a 90-day clock on the first Annexure III audit.

    Scoping and auditor procurement cannot wait — the meter starts at FY-end.

By sector — what to drill

  • BFSI

    Critical: 1 April compliance for medium non-bank PSOs. Card networks, payment aggregators, PPI issuers, white-label ATM operators, TReDS, BBPOUs and cross-border money-transfer entities must demonstrate compliance.

    Drill Compliance attestation package delivered to RBI DPSS; gap-list of any control still pending with remediation dates.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    SMS-template approval load peaks for political parties; UCC volume from spoofed sender-IDs surges. TCCCPR-3 consultation continues.

    Drill Audit DLT registrations for poll-bound state party headers; check sender-ID misuse log.

  • GovTech

    Poll-day infrastructure stress on three dates (9, 23, 29 Apr). State CEO portals, ECI-adjacent vendor systems and disinformation-amplification monitoring all peak.

    Drill Pre-position ECI liaison; 24×7 SOC presence on poll days; rehearse takedown of impersonation domains.

    [source]
  • Healthcare

    IRDAI 2026 Guidelines effective from FY 2026-27 (issued 6 Apr) — first Annexure III audit report due within 90 days of FY-end. CBSE result-lure phishing window opens mid-month.

    Drill Insurers: scope first Annexure III audit. Health-network CISOs: pre-position CBSE-result phishing detections.

  • Manufacturing

    FY-end book-closing window — Tata Technologies-style ransomware tail (Feb–Apr 2025 comparable).

    Drill Final FY-25-26 backup-restoration sign-off; verify cyber-insurance renewal documentation.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

05 / 12

May

Current

Fixed beats

  • 4 May Event State election counting & results
  • 12 May Patch Microsoft Patch Tuesday
  • Mid-May Window IPL playoffs and finale
  • May Window CBSE / state-board results window [source]

The month at a glance

  1. A 1–2 week post-counting hacktivist window opens 4 May.

    Both winning and losing political ecosystems generate traffic. WAF posture stays elevated through 18 May.

  2. CBSE results + IPL finals collide late month.

    Fake-DigiLocker and fake-ticketing clusters peak concurrently for two weeks.

    [source]
  3. MeitY has named impersonation domains explicitly in past years.

    Use that precedent to push for fast take-down channels with registrars.

By sector — what to drill

  • BFSI

    IPL finale draws the year's largest concurrent payments-fraud peak — fantasy-sports KYC scams, fake-merchandise phishing, betting-tip schemes.

    Drill Customer-comms blitz before finals weekend; tighten velocity rules on small-value first-time UPI transactions.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    Sender-ID misuse around result-day SMS traffic; volumetric anomalies on transactional templates.

    Drill Sender-ID anomaly detection across CBSE-themed template approvals.

  • GovTech

    Post-counting DDoS on state CEO portals continues for 1–2 weeks. ECI grievance redressal sees impersonation phishing.

    Drill Maintain heightened WAF posture through 18 May; brief comms team on impersonation domains.

  • Healthcare

    CBSE/CISCE result phishing peaks — fake-DigiLocker domains, Aadhaar-OTP harvesting via "result-checker" APKs.

    Drill Publicly amplify official-channel-only messaging via your education and parent-engagement comms.

  • Manufacturing Baseline

    OT/IT segmentation; vendor-RMM tool inventory; ransomware-recovery drill quarterly.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

06 / 12

June

Upcoming

Fixed beats

  • 9 Jun Patch Microsoft Patch Tuesday
  • 15 Jun Window Galwan anniversary — reactive APT window [source]
  • June Window ITR filing season opens; pre-monsoon power-load peak

The month at a glance

  1. Pre-monsoon load stresses the grid; reactive APT window.

    TAG-38 / RedEcho intrusions historically concentrate on SLDCs in this window.

    [source]
  2. ITR filing opens; the phishing wave is 4–6 weeks away.

    Pre-position fraud-helpdesk capacity and customer-comms playbooks now.

  3. A regulatorily quieter month — use it to drill.

    Restoration, OT-IT segmentation, and offline-backup verification while load is low.

By sector — what to drill

  • BFSI

    IT-refund phishing campaigns surface; brokerages and banks brace customer-communications.

    Drill Customer-bulletin on official-domain (incometax.gov.in) only; brief contact-centre on common refund lures.

    [source]
  • Power

    China-aligned reactive APT cadence around Galwan-anniversary window has been documented across multiple years; treat as elevated probability, not certainty.

    Drill SLDC / RLDC perimeter audit; verify CSIRT-Power reporting flows; review NCIIPC Protected-System inventory.

  • O&G

    Cyclone-season pre-positioning; offshore platforms exposed to combined cyber + physical risk.

    Drill Verify out-of-band comms with at least one offshore facility; test SCADA failover.

  • Water

    Monsoon-onset operational stress on SCADA-heavy water utilities. Bangalore Water (Oct 2024) and Delhi Jal Board (2024-25) are recent points of reference.

    Drill Verify offline storage of OT configurations; rehearse manual operations for one pumping station.

  • Telecom Baseline

    DoT Cyber Security Rules 2024 + 2025 Amendment compliance; MNV Platform feed validation.

  • GovTech Baseline

    NIC advisory channel monitored; CERT-In Empanelled Auditor cycle on track.

  • Healthcare Baseline

    Hospital BCM/DR drills quarterly; pharma listed-entity disclosure readiness verified.

  • Manufacturing

    MuddyWater (Iranian) pharma-targeting baseline historically active here — though India-specific signal is from a single ESET window (Oct 2023 – Apr 2024).

    Drill RMM-tool inventory audit (Atera, ScreenConnect, SimpleHelp) — flag any non-sanctioned remote-access software.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

07 / 12

July

Upcoming

Fixed beats

  • 14 Jul Patch Microsoft Patch Tuesday
  • Jul-Sep Window IT-Department refund phishing peak [source]
  • 26 Jul Window Kargil Vijay Diwas (reactive window if tension)
  • Late Jul Event Monsoon Session likely begins (dates TBA)

The month at a glance

  1. IT-refund phishing is the dominant fraud class for 60 days.

    CERT-In Advisory 2025-IT-06 documents the pattern; use the official-domain-only customer line.

    [source]
  2. Income Tax Department published a 7 August 2025 advisory.

    Replicate the advisory verbatim in customer comms; brief contact-centre on refund-amount lures.

  3. Kargil Vijay Diwas — reactive APT window if tension is high.

    Vendor data supports India-Pakistan reactivity, not fixed-date clustering. Stay alert, not date-driven.

By sector — what to drill

  • BFSI

    IT-refund phishing is the highest-volume consumer-fraud class for the next 60 days. Bank fraud-helpdesks staff up.

    Drill Run a customer-awareness campaign on the spoofed `incometaxindiafilling.gov.in` pattern; brief contact-centre on refund-amount common lures.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G

    Refinery turn-around season — change-windows are when ICS exposure is highest. Oil India ransomware (Apr 2022) is the in-sector comparable.

    Drill Approve OT change-management exception process; verify no third-party VPN access stays open post-turnaround.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom Baseline

    DoT Cyber Security Rules 2024 + 2025 Amendment compliance; MNV Platform feed validation.

  • GovTech

    Kargil-window reactive APT activity possible if India-Pakistan tension is elevated. APT36 lure-volume baseline historically rises in border-anniversary months.

    Drill Pre-rehearse spear-phish triage on defence-themed decoys; refresh staff awareness on PPAM/Crimson-RAT-style lures.

  • Healthcare

    AIIMS Delhi (Nov 2022) sits in living memory — hospitals should keep restoration drills current.

    Drill Tabletop: ransomware on the hospital information system; manual-fallback procedures for OPD/IPD validated.

  • Manufacturing Baseline

    OT/IT segmentation; vendor-RMM tool inventory; ransomware-recovery drill quarterly.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

08 / 12

August

Upcoming

Fixed beats

  • 1-6 Aug Event Black Hat USA 2026 (Mandalay Bay) [source]
  • 6-9 Aug Event DEF CON 34 (Las Vegas) [source]
  • 11 Aug Patch Microsoft Patch Tuesday
  • 13-17 Aug Window Independence Day hacktivist surge — strongest evidenced seasonal pattern [source]

The month at a glance

  1. Independence Day is the year’s strongest evidenced seasonal spike.

    Cyble logged 4,000+ incidents in the August 2025 window — 404 defacements, 656 DDoS, 1,114 leak claims.

    [source]
  2. Black Hat + DEF CON drop new tradecraft 1–9 August.

    Subscribe team to Dragos / Claroty briefs; commit to a 2-week SLA on triaging disclosed advisories.

  3. Q4 weaponisation planning starts now.

    Canonical 4–12 week lag from Vegas disclosure to mass exploitation in the wild.

By sector — what to drill

  • BFSI

    I-Day weekend DDoS / leak-claim surge — even unverified claims drive customer panic and inbound contact-centre load.

    Drill Volumetric DDoS exercise on retail-banking surface; comms-team script for "alleged leak" claims with no corroborating evidence.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G

    Same OT-disclosure exposure as manufacturing. Refinery and pipeline ICS proofs-of-concept routinely surface at DEF CON.

    Drill Asset-inventory cross-reference with Aug-disclosed CVEs by 1 September.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    Carrier-grade DDoS volumetric peaks. TIUE-class platforms (Zomato, Paytm, etc.) inherit telecom-style abuse load on top of platform-level pressure.

    Drill Scrubbing-centre capacity verified; TIUE-class platforms: customer-comms script tested.

  • GovTech

    Highest-load hacktivist month. State, education and BFSI surfaces dominated the 2025 target list. Pro-Palestine, pro-Pakistan and religious-ideology groups historically coordinate within the I-Day window.

    Drill 24×7 SOC presence 13–17 Aug; rehearsed defacement-recovery; pre-staged static failovers for content-driven .gov.in domains.

  • Healthcare

    Education + healthcare were 32.5% / unspecified-but-high share of 2024 hacktivist targets per CloudSEK.

    Drill Hospital-network defacement TTX; pre-validated content recovery in <2 hours.

  • Manufacturing

    New ICS tradecraft from Black Hat / DEF CON lands. Dragos, Claroty, Team82 typically publish synthesis briefs first week of September.

    Drill Subscribe team to S4 / Dragos / Claroty mailing lists; commit to a 2-week SLA on triaging Aug-disclosed PLC/HMI advisories.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

09 / 12

September

Upcoming

Fixed beats

  • 8 Sep Patch Microsoft Patch Tuesday
  • 12-13 Sep Event BRICS Summit New Delhi (India hosting) [source]
  • Sep-Oct Window Big Billion Days / Great Indian Festival prep window

The month at a glance

  1. India hosts BRICS in New Delhi on 12–13 September.

    Host-nation infrastructure, transport, hotels and MEA vendors draw elevated APT + hacktivist attention.

    [source]
  2. The festive cycle opens late September.

    Cloned-storefront waves and fake-merchant QR codes ramp into October.

  3. Amazon India ran “Scam-Free September” with I4C in 2025.

    The brand-impersonation pattern they targeted recurs annually. Coordinate take-downs early.

By sector — what to drill

  • BFSI

    Late-Sep festive cluster opens — cloned-storefront waves, fake-merchant QR codes, "delivery delayed" SMS phishing.

    Drill Update fraud-rule velocity thresholds; refresh customer-bulletin templates for festive lures.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    SMS-template approval volume rises; A2P traffic from e-commerce merchants peaks; UCC complaints spike.

    Drill Pre-stage extra DLT review headcount; tighten anomalous-template detection.

  • GovTech

    BRICS-window heightened APT attention. MEA-adjacent platforms, summit-management vendors, accreditation portals are primary targets.

    Drill Locked-down access lists on summit-related staging environments; out-of-band channels with MEA SOC.

  • Healthcare Baseline

    Hospital BCM/DR drills quarterly; pharma listed-entity disclosure readiness verified.

  • Manufacturing

    September is when Aug-disclosed ICS tradecraft begins to be observed in the wild. Dragos / Claroty year-in-review preparation.

    Drill Catalogue all Aug-disclosed PLC/HMI advisories you have not yet acted on.

  • Transport

    Delegation-window operational-security spillover — airline ticketing, hotel booking, ride-hailing platforms see impersonation phishing.

    Drill Brief customer-care on impersonation lures; rehearse account-takeover detection on premium-tier accounts.

10 / 12

October

Upcoming

Fixed beats

  • 13 Oct Patch Microsoft Patch Tuesday
  • Mid-Oct Window Big Billion Days + Great Indian Festival peak (Sep-Oct) [source]
  • Late Oct Window Dussehra; payment-fraud uptick begins

The month at a glance

  1. Q4 mass-exploitation of August-disclosed tradecraft arrives.

    Patch or mitigate any Black Hat 2026 / DEF CON 34 CVE still open in your environment.

  2. CERT-In has named Amazon / Flipkart-mimicking domains.

    The 2023 festive advisory pattern recurs every year. Pre-position registrar take-down channels.

  3. Digital-payment fraud is 56.5% of all reported banking fraud.

    RBI FY-25 aggregate: 13,516 cases, ₹520Cr. The festive window is the peak contributor.

    [source]

By sector — what to drill

  • BFSI

    Peak festive phishing and fake-deal traffic. UPI fraud risk rises into Diwali. RBI does not publish monthly Diwali-specific data — treat as elevated probability, not a regulator-confirmed spike.

    Drill Festive-window fraud-rule pack; brief contact-centre on QR-swap and "payment-failed re-initiate" lures.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water

    Post-monsoon SCADA review window. Bangalore Water (Oct 2024) is the in-sector benchmark — exposed .env files remain a common root-cause.

    Drill Surface scan: any internet-exposed .env, .git, /admin paths on utility portals.

  • Telecom

    SMS-fraud volume highest of the year. TIUE-class e-commerce platforms inherit phone-number abuse load.

    Drill Verify A2P traffic-declaration completeness; escalate template-misuse cases to TRAI per draft TCCCPR-3 cadence.

  • GovTech Baseline

    NIC advisory channel monitored; CERT-In Empanelled Auditor cycle on track.

  • Healthcare Baseline

    Hospital BCM/DR drills quarterly; pharma listed-entity disclosure readiness verified.

  • Manufacturing

    Q4 weaponisation of Aug-disclosed ICS tradecraft begins. Dragos 2026 OT advisory typically lands here.

    Drill Patch / mitigate any Black Hat 2026 / DEF CON 34-disclosed CVEs still open in your environment.

  • Transport

    E-commerce parcel-tracking phishing peaks. Logistics carriers (Blue Dart, Delhivery, India Post) see brand-impersonation lures.

    Drill Coordinate take-downs with logistics partners; publish official-domain whitelist for customer comms.

11 / 12

November

Upcoming

Fixed beats

  • 10 Nov Patch Microsoft Patch Tuesday
  • Nov Window Diwali / Dhanteras (date varies — UPI fraud peak window)
  • 14 Nov Regulation DPDP Phase 2 — Consent Manager registration framework operationalises [source]

The month at a glance

  1. DPDP Phase 2 operationalises 14 November.

    Consent Manager registration framework goes live; substantive Data Fiduciary obligations phase in.

    [source]
  2. Full DPDP enforcement is targeted for 14 May 2027.

    An 18-month implementation runway opens from this milestone. Plan SDF designation now.

  3. Diwali / Dhanteras brings the year’s peak UPI-fraud window.

    CISO + DPO load coincides. Staff and rota plans matter here more than usual.

By sector — what to drill

  • BFSI

    Diwali / Dhanteras peak — combined with DPDP Phase 2 makes this the busiest CISO and DPO month of the year. UPI-fraud aggregate volume highest.

    Drill Publish first DPDP-aligned consent notice; CRO + DPO joint review of breach-reporting workflow.

  • Power Baseline

    NCIIPC Protected-System audit cadence; CSIRT-Power channel testing; CEA 2021 Guidelines compliance.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom

    TIUE-class platforms inherit DPDP Data Fiduciary obligations alongside DoT identifier rules.

    Drill Cross-walk DoT TIUE compliance with DPDP Data Fiduciary obligations; one unified record of processing.

  • GovTech

    State e-governance and IndiaStack-adjacent platforms must align consent UX with the 14 Nov framework.

    Drill Map every PII collection point against DPDP's notice-and-consent rules; flag those still under IT Act §43A patterns.

  • Healthcare

    Health data is sensitive personal data under DPDP; Consent Manager touchpoints across CoWIN-style platforms, hospital portals, lab results, insurance-claim flows.

    Drill Inventory Data Fiduciary touchpoints; identify Consent Manager onboarding candidates.

  • Manufacturing Baseline

    OT/IT segmentation; vendor-RMM tool inventory; ransomware-recovery drill quarterly.

  • Transport

    Logistics + ride-hail platforms process consent-heavy PII; TIUE + DPDP combined load.

    Drill Stand up combined DoT + DPDP compliance owner; reconcile data-retention schedules.

12 / 12

December

Upcoming

Fixed beats

  • 8 Dec Patch Microsoft Patch Tuesday
  • 14-15 Dec Event G20 Miami Summit (India participating)
  • Late Nov - Dec Event Winter Session of Parliament (dates TBA)
  • Dec Window Year-end financial cycles; year-end ransomware tail

The month at a glance

  1. Year-end fraud window — KYC-expiry SMS lures and “tax-saving” scams.

    80C and ELSS deadline week drives the salaried-professional target list.

  2. FY 26-27 H1 disclosure window for listed entities.

    Verify CSCRF / ITGRCA / IRDAI audit-cycle completion before year-end.

  3. Plan the 2027 calendar from December’s RBI Financial Stability Report.

    The annual aggregates land in May 2027; FSR gives the leading indicator now.

By sector — what to drill

  • BFSI

    Year-end KYC-expiry SMS lures peak. "Tax-saving" scams target salaried professionals (ELSS / 80C deadline-driven).

    Drill Customer-bulletin on KYC official-channels-only; pre-position fraud rules for 80C deadline week.

  • Power

    Peak winter-load season — northern grid stress; combined operational + cyber risk monitoring.

    Drill Joint operations + SOC drill on simulated CSIRT-Power escalation.

  • O&G Baseline

    CERT-In incident-reporting workflow tested at each operating site; NCIIPC liaison maintained.

  • Water Baseline

    Internet-exposed-surface scan monthly; OT segmentation review quarterly.

  • Telecom Baseline

    DoT Cyber Security Rules 2024 + 2025 Amendment compliance; MNV Platform feed validation.

  • GovTech

    Winter Session of Parliament — pre-session and budget-discussion media attention; protest-window hacktivism.

    Drill Maintain heightened-monitoring posture through Parliament session dates; coordinate with sector CERT.

  • Healthcare

    Pharma audit-cycle wrap; Sun Pharma (Mar 2023) and Granules India (May–Jun 2023) remain the listed-entity playbook references.

    Drill Verify FY 26-27 H1 audit completion; document any open ransomware-related insurance claims.

  • Manufacturing

    Year-end ransomware tail — Hunters International on Tata Technologies (Feb 2025) and LockBit comparables continue to shape playbook.

    Drill FY-26-27 H1 audit attestations; tabletop year-end book-closing ransomware scenario.

  • Transport Baseline

    Passenger PII surface map; supply-chain (SITA-style) dependencies catalogued.

Caveats & sources

Read these before you act on the calendar.

Editorial constraints

  • Not a forecast. Specific incidents on specific dates are not predictable. The calendar surfaces elevated-probability windows from deterministic, statistical and reactive inputs.
  • Anniversary correlation is reactive. CTI vendor data supports India-Pakistan and India-China APT reactivity to events, not fixed-date anniversary spikes.
  • Denied breaches are flagged as such. CoWIN (Jun 2023), ICMR (Oct 2023) and Airtel (Jul 2024) were officially denied; we cite the claim window, not the scope.
  • Water and Transport are under-disclosed. Indian utilities and transport operators rarely publish incident detail. Absence of data is not absence of risk.
  • Budget-day and salary-day patterns are behavioural hypotheses, widely cited in vendor research but not isolated in RBI or CERT-In time-series data.

Primary sources

Spotted an error?

Help us keep the calendar honest.

This is a living document. If a date is wrong, a regulator published late, a source URL has rotted, or we missed an event you tracked — drop us a note. Include the month, what we got wrong, and the primary source we should be citing instead.

Translate the calendar into drills your team can run.

The Phygital Range runs the scenarios highlighted in each month. Pick a sector — power, water, oil & gas, manufacturing — and book a tabletop or live-fire drill aligned to the month’s threat surface.